AskRefund

Cancel subscriptions and get refunds in United States

Guides, letter templates and the United States escalation ladder for hard-to-cancel services.

Escalation ladder in United States

  1. Company customer support (written). Use the official channel the contract names (chat, form, email or certified mail). Save ticket numbers and copies of everything. (verify)
  2. Card issuer dispute (chargeback). Contact your card issuer, explain and attach proof of cancellation. Card issuers set time limits, so act quickly. In the US, the Fair Credit Billing Act may apply to card billing errors [VERIFY]. (verify)
  3. State Attorney General / consumer protection office. Find your state's AG consumer complaint form on its official site. Some states have specific gym-contract and auto-renewal rules [VERIFY for your state]. (verify)
  4. FTC (Federal Trade Commission): ReportFraud. File a report on the FTC's official complaint site. The FTC does not usually resolve individual disputes, but reports inform its enforcement. [VERIFY] Status of the FTC 'click-to-cancel' (Negative Option) rule: a federal rule was announced in 2024 and was later challenged in court. Check the FTC's website for what is in force today. Some US states have their own automatic-renewal laws. (verify)
  5. Better Business Bureau (BBB). File a complaint on the BBB site. Participation is voluntary for businesses. (verify)
  6. CFPB (Consumer Financial Protection Bureau). Submit a complaint on the CFPB's official site against the bank, card issuer or lender. (verify)
Not legal advice. AskRefund is a self-help drafting tool, not a law firm. Nothing here is legal advice, and we do not represent you or guarantee any outcome. Company details are marked 'verify' until we confirm them: always check the company's official website before you act.